Does Your HOA Have to Approve Your Roof?

Residential Roof

If you live in a neighborhood with an HOA, then you already know it’s a double-edged sword. Your neighborhood is probably beautiful and well-kept, but the rules and regulations to keep it that way can be pretty restrictive, and even annoying at times. It’s your home! You should be able to do what you want with it, right? Yes, but only to a point when you live in an HOA neighborhood. 

Roofing in an HOA Neighborhood

If you need a new roof, your HOA will be the first to encourage it — in fact, they may have even told you to do it. However, if you’re looking to get a new roof, you can’t just get whatever you want. Your new roof has to be in compliance with the CC&Rs (covenants, conditions, and restrictions) as outlined by the HOA. And before roof work can begin, you’ll need to get a stamp of approval from the HOA. 

If you didn’t read the fine print when you moved in, then you may have missed that the CC&Rs include a ton of information about your neighborhood, and what you “can” and “can’t” do as a resident, even when it comes to your roof. The information is usually incredibly detailed and pretty straightforward, and roofing guidelines likely include what colors, types, and materials are permissible by the HOA. 

As long as you’re following what’s listed in the CC&Rs and complete all the proper paperwork, you should have no problem moving forward with your roof job. The only real downfall is that most HOAs only meet about once a month (and are usually run by volunteers right in your neighborhood), so the process may not move quickly. This is especially frustrating when you need a new roof, and fast. Unfortunately, when you live in an HOA neighborhood, it’s just part of the deal. 

Before you even start to think about starting your roof work without running it by the HOA, we strongly caution that you don’t! If you proceed without approval, you’ll be sure to hear about it from your HOA, and you could get fined or be required to have the work redone. CC&Rs are legally enforceable by the HOA, so you’re expected to comply with them. 

Hire a Qualified Roofing Contractor in St. Augustine

As one of the states with the most HOA neighborhoods, we know how overwhelming the whole HOA approval process can be when you need a new roof. If you need a new roof, you have to start somewhere, so schedule a free inspection today. Once you present the plans to your HOA and get approval, we’ll be happy to help you move forward with a beautiful, durable, HOA-approved roof! 

To learn more or get started with a free roof inspection for your home, contact our team today. Our roofing company proudly serves those in St. Augustine, Nocatee, Jacksonville, Ponte Vedra, Ponte Vedra Beach, and the surrounding communities in Northeast FL.